Welcome to the website of Eesti Kodu Finance. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions. Please review them carefully. If you do not agree to these terms, you should not use this website.
1. Acceptance of Terms
This website is owned and operated by Eesti Kodu Finance, with its registered address at 139e Pärnu maantee, 5th Floor, Tallinn, Harju County, 11317, Estonia. These Terms and Conditions govern your use of the website and its content, features, and services. Your access to and use of the website are conditioned upon your acceptance of and compliance with these Terms.
2. Services Offered
Eesti Kodu Finance provides services including but not limited to mortgage brokerage, home loan advisory, financial planning for home purchase, investment advice for residential property, real estate financing solutions, financial welcome packages for new residents, and property valuation assistance. Information on this website regarding these services is for general informational purposes only and does not constitute financial or investment advice.
3. Website Use
You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behaviour includes harassing or causing distress or inconvenience to any person, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within the website. You must not attempt to gain unauthorised access to any part of the website, the server on which the website is stored, or any server, computer, or database connected to the website.
4. Intellectual Property
The content of this website, including but not limited to text, graphics, logos, images, and software, is the property of Eesti Kodu Finance or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our website, except as generally permitted by these terms.
5. Disclaimer of Warranties
The information and materials on this website are provided "as is" and without warranties of any kind, either express or implied. Eesti Kodu Finance disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Eesti Kodu Finance does not warrant that the website will be uninterrupted or error-free, that defects will be corrected, or that the website or the server that makes it available are free of viruses or other harmful components.
6. Limitation of Liability
In no event shall Eesti Kodu Finance, its affiliates, directors, employees, or agents be liable for any direct, indirect, special, punitive, incidental, exemplary, or consequential damages, or any damages whatsoever, arising out of or in connection with the use or inability to use the website, any websites linked to it, or any content on such websites, even if advised of the possibility of such damages.
7. Indemnification
You agree to defend, indemnify, and hold harmless Eesti Kodu Finance, its affiliates, licensors, and service providers, and its respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms and Conditions or your use of the website, including, but not limited to, your User Contributions, any use of the website's content, services, and products other than as expressly authorized in these Terms and Conditions.
8. Governing Law and Jurisdiction
These Terms and Conditions are governed by and construed in accordance with the laws of Estonia, without regard to its conflict of law principles. Any legal action or proceeding arising out of or relating to these Terms or the website shall be instituted in the courts of Tallinn, Estonia, and you agree to the exclusive jurisdiction of such courts.
9. Changes to Terms
Eesti Kodu Finance reserves the right, at its sole discretion, to modify or replace these Terms and Conditions at any time. Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes.
10. Contact Information
To ask questions or comment about these Terms and Conditions, you may contact us at our registered address:
Eesti Kodu Finance
139e Pärnu maantee, 5th Floor,
Tallinn, Harju County, 11317,
Estonia.